Would step by step videos about the
home ownership journey help you?

The team at The Blue Print have developed easy to
follow online videos available for free when you
register to become a member.


Home Loans For Buyers With Poor Credit Score

Do you have a bad credit history or some late loan repayments through a financial mishap? Or looking for a refinance to buy a new home in New Zealand?


Don’t give up because you can still finance a new home as there are some lenders present in the market that will provide you a home loan even if you have a bad credit history. However they may decrease the loan amount due to varied reasons like bare land, incomplete or run down properties, etc. Your credit issues and payment details will also be a key factor. 

Life is unpredictable and no matter how hard you try to do the best for a living, things may go wrong anytime. These unfortunate things can impact on your living in many ways including your income, credit cards or mortgage repayments, which can result in bad credit report. Such circumstances will surely bother the lenders and their reactions can make things more difficult for you. 

At our home buying seminar, the experts can help you in such situations. You need to inform them about your bad credit and repayment issues and they will find out an appropriate solution for your refinancing needs. We can even help you in preparing a suitable recovery plan that can be presented to the lender as soon as possible.

Bad credit history might be a bump on your road to finance a house, but it cannot stop you from getting you a new house. You can find a few lenders in New Zealand who are looking for bad credit home loan borrower. 

However experts recommend waiting to improve your credit score and then apply for a traditional mortgage. However you can request your credit report from all major credit agencies for the correction of the report if there are any errors. Correcting the errors may improve your credit score and can be sufficient to enable you to qualify for a traditional home loan mortgage.

our partners
Quick Links
Follow Us

The Blueprint
300 Richmond Road Grey Lynn
Auckland , NZ , 1021




Wow!! What an amazing opportunity The Blueprint team
has been a part of – helping ordinary, everyday incredible
Kiwis into their first home. Find out what they have to say
about The Blueprint!