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Checklist for Buying a House

At The Blueprint, know all about the things that you need to include in the checklist for buying a house.

When it comes to house hunting, losing perspective is all too easy. Real estate agents can be sweet talkers and spa pools are more exciting them LIM reports. So what’s the best way you can stay focused? A checklist. If grocery shopping needs a list, buying a house definitely does. From picket fences to NZ property prices, get started on your checklist for buying a house!

Important tips from The Blueprint for your handy buying-a-house-checklist:

1.  Location, location, location!

  • There’s a reason it’s repeated three times. Establishing the location of where you want to live before looking for properties can help focus your search.
  • When thinking of locations that appeal, zoning for schools, local council building requirements, community facilities and proximity to public transport are a few key points to research.
  • How well does the location meet your immediate AND long-term lifestyle needs?

2. Thoroughly check the physical property

  • You’ll be spending a lot of time in (or working on) your home. Be particular about what you want and need from the property.
  • What condition should the house be in? Would you prefer a low maintenance garden, a well-established garden or no garden? How many rooms and bathrooms do you want? Add your specific preferences and customise your checklist for buying a house in NZ.
  • Clarify if there are current or ongoing issues with the property that you need to be aware of.

3. Review your financials

  • “What can I afford?” is a question your buying-a-house-checklist needs.  Review your sources of income and equity. How much of a deposit do you have?
  • If you need a loan, shop around when it comes to banks. Research which one offers the most appealing financing for you.
  • Research NZ property price trends. This indicates if you’re paying a fair price for your home and its appreciation potential.

4. Seek out who you need to consult

  • Lawyers, the local council, real estate agents and other professionals are able to offer a lot of insight. Don’t be afraid to ask questions and seek a second opinion.
  • Friends and family can be a great resource too.
  • When creating your buying-a-house-checklist, create a ‘follow up’ category for areas you need to research further or seek professional opinions on.

Remember to personalise your checklist for buying a house to suit you. To more don’t miss to attend our home buying seminar!

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